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• Life can be better. 
• Life can improve. 
• Life can change when you change the way you think.

“We are on the precipice of the greatest retirement crisis in the history of the world. In the decades to come, we will witness millions of elderly Americans, the Baby Boomers and others, slipping into poverty. Too frail to work, too poor to retire will become the “new normal” for many elderly Americans.”  

Forbes Magazine 3/20/2013